What Is The Difference Between DHA Affidavit and Allocation Files?

[Salman]

First we need to understand this process. A 4 kanal agricultural land piece is given to DHA Lahore free of charge by land owners or land investors with land owner/land investors also promises to pay any development charges imposed by DHA payable in three years in instalments after land files plot number allotment ballot. Once all legal work like fards checking newspapers advertising registry etc is all done and actual land possession given to DHA the land owner or the land investor is asked to fill an affidavit to have allocation letter issued of his 1 Kanal future developed plot to be given to him or his relative or any new buyer who have made or will make payment to get allocation of one kanal plot for agriculture 4 kanal land given free to DHA. In affidavit file transfer a land owner says to DHA land branch I have received full payment from buyer and DHA can now issue allocation file to new buyers name directly. Once this affidavit is given to DHA without buyer cancelation permission it can't be canceled by seller or DHA. So in simple wording a very first transfer to get allocation land file issued after handing over agricultural land is called affidavit file transfer. Buyer gets an intimation letter from DHA after transfer telling his buyer can get his allocation letter in so many days with out paying urgent fee or if buyers want he can pay urgent fee to get allocation ready in two to three days max. In market trading normally affidavit file cost more because no taxes paid on it so net cost is less than allocation to allocation file transfers that must pay higher DHA transfer fee plus membership and CVT stamps duty other taxes etc. In affidavit request issue allocation issuence transfer buyers pay just lower transfer and membership fee nothing else. People with black money mostly buy affidavit as no tax reporting is done to FBR. Also worth noting In case of affidavit issuence no sale agreements are signed given by sellers and in most cases third party pay orders or cash is demanded because land owner have already paid months before possession of land to DHA etc by DHA authorised land investors that collected land from many individuals and than process it in DHA as land investors in big chunks. Or Middle men may process acres of land for DHA between land owners and land investors. Its normal market practice in affidavit file to have pay order made to third party other than person filing submitted to DHA for issuing allocation file allotment into buyers name.

So each and every file first ever transfer can only be done via affidavit to get allocation file issued very first time but once very 1st transfer is done a allocation is issued abd from that point any future transfers can be done only and only via allocation to allocation transfer only. Allocation normally cost less in open market trading but too many taxes higher transfer fees so net cost could be higher in many cases but depending on availability of allocation and affidavit files a net cost could be higher or lower. If more allocation available in market net cost less if more affidavit available in market net cost less for affidavit.
Normally very few allocation are available for sale in market as once transferred only very needy people sell. On other hand affidavit files available easily in market as new free land always bieng givin free of cost to DHA to get new affidavit files issued. Land owners sell fast to get cash for moving from donkey cart or Yamaha to Prado ? as quickly as possible after getting files issued by DHA Lahore against land given to it. Land Investor normally have to pay for next land that they want to give to DHA to earn their share so they sell affidavit asap after they are told affidavit can be filled for their previous land given to DHA.
Due to lengthy process of allocation transfer dealers and buyers these days prefer affidavit first as for affidavit a buyer don't have to travel to Lahore,Multan,Gujranwala Bahawalpur Peshawar or Pakistan. But in case of allocation a buyer in Pakistan must appear in person.

In both cases buyers do get allocation letters. Both affidavit and allocation files very very secure transactions these days as affidavit can be only br issued processed now in DHA and buyer pays after getting intimation to get allocation varified from DHA offices first.

Lahore Real Estate have one of the most secure safest easiest process in entire market for buying affidavit files in Lahore, Bahalwalpur, Multan, Gujranwala more safely easily without fear and to date with a single issue ever faced. We are trend setter in this safe procedure to buy affidavit files. Buyer party just pays one to two Lacs token money via cash or online deposit and Lahore Real Estate is fully responsible for that amount and you get written receipt. Buyer than sends us his CNIC copy and picture via whatsapp SMS. We get DHA issue intimation letters in buyers name 1st and buyers only makes remaining payment after varification of this intimation letter is done from DHA offices. Buyer don't have to travel to from within Pakistan or overseas. His representative can varify intimation or Lahore Real Estate insure varified before seller is paid. Please never ever pay anyone without varification of affidavit intimation as 3 to 4 fake intimation file cases were seen in market in past three years from non registered dealers especially from Karachi.

Hopefully I didn't bored you too much with lengthy post and I am able to make it easy for you to understand difference between these two type of files. Due to my limited education at times even my own writing is hard to understand for me ? so please do feel free to call me on phone if need more details so I can verbally explain this process to you more easily.

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